Privacy Policy
WHAT DOES VILLAGE BANK DO WITH YOUR PERSONAL INFORMATION?
Why?
What?
How?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and credit history
account transactions and account balances
payment history and transaction history
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Village Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes - to offer our products and services to you
For joint marketing with other financial companies
For our affiliates' everyday business purposes - information about your transactions and experiences
For our affiliates' everyday business purposes - information about your creditworthiness
For our affiliates to market you
For our nonaffiliates to market you
Does Village Bank share?
Yes
Yes
No
No
Can you limit this sharing?
No
No
We don't share
No
We don't share
No
We don't share
We don't share
No
We don't share
What we do
How does Village Bank protect my personal information?
How does Village Bank collect my personal information?
Why can't I limit all sharing?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Village Bank maintains additional physical, electronic and procedural safeguards to protect your information in compliance with the Gramm Leach Bliley Act. Employee access to customer information is limited.
We collect your personal information, for example, when you - provide account information or open an account - apply for a loan or give us your income information - give us your contact information
Federal law gives you the right to limit only
sharing for affiliates' everyday business purposes-information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Nonaffiliates
Joint marketing
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Village Bank does not share with our affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Village Bank does not share with nonaffiliates so they can market you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Village Bank doesn't jointly market.
