Personal Loans
Auto Loans
Looking for the new or used vehicle of your dreams? Village Bank can help get you behind the wheel quickly and easily.
Recreational Loans
Enjoy the great outdoors with RVs, ATVs, boats, and more!
Personal Loans
From major purchases to unexpected expenses, Village Bank can accommodate your individual needs. Repayment terms and rates will depend on the type and amount of the requested loan.
Consumer Loans
Village Bank offers a variety of financing options to fit your needs, whether you are:
Purchasing or refinancing your home
Replacing old windows
Purchasing a car, boat, or other products
And more!
Village Bank offers a wide variety of consumer loan* products:
Cash-secured loans (line and term options)
Unsecured term loans (12-month maximum term)
New and used autos
Motorcycles
Snowmobiles
All-terrain vehicles (ATV and UTV)
Jet skis
Boats, motors, trailers and small campers
Travel trailers and campers
Motorhomes
Consumer-secured equipment loans
Manufactured homes (new and used up to 10 model years, purchase only)
*Subject to credit approval and underwriting standards. The interest rate is based on your FICO score, Debt to Income, & Loan to Value (LTV) ratios. The maximum Debt to Income (DTI) ratio is 45%. Standard closing costs apply, with borrowers responsible for specific fees to third-party appraisers, credit reporting agencies, and government recording clerks. Closing fees on a $50,000.00 loan are generally between $3000.00 and $5000.00. Property insurance is required. An appraisal may be required. Consumers should consult a tax advisor for deductibility of interest information. Balloon payment may apply.
