Business Loans
Village Bank delivers customized business financing solutions, featuring real estate and construction loans among our diverse offerings. Our seasoned lending team prides itself on exceptional service, market-competitive rates, and swift turnaround times, all designed to address your specific business requirements.
Real Estate Loans
Village Bank has commercial real estate loans available for owner-occupied (occupied 50% or more by owner) and non-owner occupied commercial and industrial properties. Competitive rates and fees are available on fixed and variable interest rates.
Construction Loans
A quality construction loan program requires savvy, knowledgeable and experienced lenders, which is just what Village Bank has to offer. Whether you are a General Contractor or an End-buyer, and thinking about building a Model Home or a Pre-Sold house, Village Bank has the construction loan program to make your dream a reality.
Lines of Credit
Lines of credit provide businesses with cash for various short term financing needs, including seasonal working capital needs, financing of accounts receivable, inventory purchases, funds to take advantage of trade discounts, and other short term financing needs.
Equipment Financing
Equipment Financing provides businesses with cash for longer-term needs, including fixed asset purchases like machinery or equipment and permanent working capital.
SBA Financing Programs
We are an SBA preferred Lender! SBA Preferred Lenders are financial institutions that have been granted special authority by the Small Business Administration (SBA) to approve loans more quickly and efficiently. These lenders have demonstrated a high level of proficiency in processing and servicing SBA-guaranteed loans, allowing them to make credit decisions without waiting for SBA review. This streamlined process can significantly reduce the time it takes for small businesses to obtain SBA-backed financing.
